XRP’s Journey Isn’t Over — Analyst Reveals Next Big Price Target

By: cryptosheadlines|2025/05/14 00:45:05
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Airdrop Is Live CaryptosHeadlines Media Has Launched Its Native Token CHT. Airdrop Is Live For Everyone, Claim Instant 5000 CHT Tokens Worth Of $50 USDT. Join the Airdrop at the official website, CryptosHeadlinesToken.com – Advertisement –A well-known XRP analyst, Cobb (@Cobb_XRPL), forecasts a substantial price increase for XRP based on technical analysis and regulatory developments.Cobb’s analysis points to a potential rise to $11.34 by the end of the year, driven by positive regulatory changes and Ripple’s strategic initiatives.Cobb’s recent technical breakdown of XRP’s multi-year chart suggests the digital asset is poised for a significant upward movement. He believes XRP has established a strong foundation for a new rally, predicting substantial growth this year.Factors Driving the Optimistic ForecastCobb’s optimistic outlook comes down to a few key developments. One of the biggest is the changing regulatory landscape in the U.S. Recent moves by regulators like the FDIC suggest a growing openness to integrating cryptocurrency with traditional finance. For instance, the FDIC recently rolled back a rule that required banks to get approval before engaging in crypto-related activities. Now, as long as banks properly manage the risks, they’re free to get involved in the crypto space.This shift marks a significant step forward and aligns with Ripple’s long-standing push for clearer, more supportive regulations in the blockchain and banking sectors. It could open the door for more banks to use XRP and Ripple’s payment solutions, especially for cross-border transfers using On-Demand Liquidity (ODL), without running into as many regulatory roadblocks. Cobb believes this could spark increased institutional interest in using XRP for things like remittances, settlements, and managing liquidity.Pro-Crypto Political Climate: Cobb also highlighted the shift towards a more favourable political environment in the U.S., referencing reported comments by President Donald Trump regarding XRP. This change in political tone adds further support to the long-term bullish narrative.I believe the commission has broad discretion under the Securities Acts to accommodate the crypto industry, and I intend to get that done, Securities and Exchange Commission chair Paul Atkins said in the keynote of an agency roundtable Monday. He called it the key priority for his tenure to develop a “rational regulatory framework” for crypto asset markets that establishes clear rules for the three areas of issuance, custody, and trading.Ripple’s Ecosystem Expansion: Ripple’s ongoing efforts to expand its ecosystem, including advancements in its stablecoin RLUSD and positioning to capitalise on the anticipated growth of on-chain automated market makers (AMMs) and tokenised asset markets, further bolsters Cobb’s analysis. Cobb also drew attention to the rapid increase in XRP’s Total Value Locked (TVL) and the popularity of memes in the community, which demonstrates engagement and excitement for the asset’s future.Strategic Acquisitions: Cobb further mentioned Ripple’s strategic acquisitions, potentially referencing the company’s recent acquisition of Hidden Road, and calling on Circle, the issuer of the USDC stablecoin, to accept Ripple’s new offer.Having been an XRP investor since 2017, Cobb’s confidence stems from years of market observation. He wrote, “It genuinely seems like all the puzzle pieces are coming together for the perfect explosion,” indicating a significant upcoming move for the asset. Cobb described his $11.34 target as conservative, acknowledging the potential for even higher valuations. He emphasised, “XRP didn’t come all the way here just to go sideways.” XRP is trading at $2.52, up 4% in the last 24 hours, with a trading volume of $147 B. Source link

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Before using Musk's "Western WeChat" X Chat, you need to understand these three questions

The X Chat will be available for download on the App Store this Friday. The media has already covered the feature list, including self-destructing messages, screenshot prevention, 481-person group chats, Grok integration, and registration without a phone number, positioning it as the "Western WeChat." However, there are three questions that have hardly been addressed in any reports.


There is a sentence on X's official help page that is still hanging there: "If malicious insiders or X itself cause encrypted conversations to be exposed through legal processes, both the sender and receiver will be completely unaware."


Question One: Is this encryption the same as Signal's encryption?


No. The difference lies in where the keys are stored.


In Signal's end-to-end encryption, the keys never leave your device. X, the court, or any external party does not hold your keys. Signal's servers have nothing to decrypt your messages; even if they were subpoenaed, they could only provide registration timestamps and last connection times, as evidenced by past subpoena records.


X Chat uses the Juicebox protocol. This solution divides the key into three parts, each stored on three servers operated by X. When recovering the key with a PIN code, the system retrieves these three shards from X's servers and recombines them. No matter how complex the PIN code is, X is the actual custodian of the key, not the user.


This is the technical background of the "help page sentence": because the key is on X's servers, X has the ability to respond to legal processes without the user's knowledge. Signal does not have this capability, not because of policy, but because it simply does not have the key.


The following illustration compares the security mechanisms of Signal, WhatsApp, Telegram, and X Chat along six dimensions. X Chat is the only one of the four where the platform holds the key and the only one without Forward Secrecy.


The significance of Forward Secrecy is that even if a key is compromised at a certain point in time, historical messages cannot be decrypted because each message has a unique key. Signal's Double Ratchet protocol automatically updates the key after each message, a mechanism lacking in X Chat.


After analyzing the X Chat architecture in June 2025, Johns Hopkins University cryptology professor Matthew Green commented, "If we judge XChat as an end-to-end encryption scheme, this seems like a pretty game-over type of vulnerability." He later added, "I would not trust this any more than I trust current unencrypted DMs."


From a September 2025 TechCrunch report to being live in April 2026, this architecture saw no changes.


In a February 9, 2026 tweet, Musk pledged to undergo rigorous security tests of X Chat before its launch on X Chat and to open source all the code.



As of the April 17 launch date, no independent third-party audit has been completed, there is no official code repository on GitHub, the App Store's privacy label reveals X Chat collects five or more categories of data including location, contact info, and search history, directly contradicting the marketing claim of "No Ads, No Trackers."


Issue 2: Does Grok know what you're messaging in private?


Not continuous monitoring, but a clear access point.


For every message on X Chat, users can long-press and select "Ask Grok." When this button is clicked, the message is delivered to Grok in plaintext, transitioning from encrypted to unencrypted at this stage.


This design is not a vulnerability but a feature. However, X Chat's privacy policy does not state whether this plaintext data will be used for Grok's model training or if Grok will store this conversation content. By actively clicking "Ask Grok," users are voluntarily removing the encryption protection of that message.


There is also a structural issue: How quickly will this button shift from an "optional feature" to a "default habit"? The higher the quality of Grok's replies, the more frequently users will rely on it, leading to an increase in the proportion of messages flowing out of encryption protection. The actual encryption strength of X Chat, in the long run, depends not only on the design of the Juicebox protocol but also on the frequency of user clicks on "Ask Grok."


Issue 3: Why is there no Android version?


X Chat's initial release only supports iOS, with the Android version simply stating "coming soon" without a timeline.


In the global smartphone market, Android holds about 73%, while iOS holds about 27% (IDC/Statista, 2025). Of WhatsApp's 3.14 billion monthly active users, 73% are on Android (according to Demand Sage). In India, WhatsApp covers 854 million users, with over 95% Android penetration. In Brazil, there are 148 million users, with 81% on Android, and in Indonesia, there are 112 million users, with 87% on Android.



WhatsApp's dominance in the global communication market is built on Android. Signal, with a monthly active user base of around 85 million, also relies mainly on privacy-conscious users in Android-dominant countries.


X Chat circumvented this battlefield, with two possible interpretations. One is technical debt; X Chat is built with Rust, and achieving cross-platform support is not easy, so prioritizing iOS may be an engineering constraint. The other is a strategic choice; with iOS holding a market share of nearly 55% in the U.S., X's core user base being in the U.S., prioritizing iOS means focusing on their core user base rather than engaging in direct competition with Android-dominated emerging markets and WhatsApp.


These two interpretations are not mutually exclusive, leading to the same result: X Chat's debut saw it willingly forfeit 73% of the global smartphone user base.


Elon Musk's "Super App"


This matter has been described by some: X Chat, along with X Money and Grok, forms a trifecta creating a closed-loop data system parallel to the existing infrastructure, similar in concept to the WeChat ecosystem. This assessment is not new, but with X Chat's launch, it's worth revisiting the schematic.



X Chat generates communication metadata, including information on who is talking to whom, for how long, and how frequently. This data flows into X's identity system. Part of the message content goes through the Ask Grok feature and enters Grok's processing chain. Financial transactions are handled by X Money: external public testing was completed in March, opening to the public in April, enabling fiat peer-to-peer transfers via Visa Direct. A senior Fireblocks executive confirmed plans for cryptocurrency payments to go live by the end of the year, holding money transmitter licenses in over 40 U.S. states currently.


Every WeChat feature operates within China's regulatory framework. Musk's system operates within Western regulatory frameworks, but he also serves as the head of the Department of Government Efficiency (DOGE). This is not a WeChat replica; it is a reenactment of the same logic under different political conditions.


The difference is that WeChat has never explicitly claimed to be "end-to-end encrypted" on its main interface, whereas X Chat does. "End-to-end encryption" in user perception means that no one, not even the platform, can see your messages. X Chat's architectural design does not meet this user expectation, but it uses this term.


X Chat consolidates the three data lines of "who this person is, who they are talking to, and where their money comes from and goes to" in one company's hands.


The help page sentence has never been just technical instructions.


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