Sophisticated Cryptocurrency Scams Enhanced by AI Highlight Financial Control Principles

By: rootdata|2026/07/16 15:06:11

The spread of AI technology has led to increasingly sophisticated cryptocurrency scams, making financial control principles a key defense mechanism. As AI-based scams evolve, traditional controls such as verification, segregation of duties, and settlement are emphasized as crucial for protecting investors' assets. According to the FBI's Internet Crime Complaint Center (IC3), the amount lost to cybercrime reached $20.9 billion in 2025, with cryptocurrency emerging as the most commonly used payment method. Chainalysis estimates that approximately $17 billion has been funneled into cryptocurrency scams, with AI-driven fraud organizations showing about 4.5 times higher profitability. The average loss amount has risen to $2,764, more than tripling compared to the previous year. Personalized 'trust-based scams' through AI are on the rise, with impersonation scams increasing by about 1,400%. Experts emphasize the need for existing financial control systems to combat AI fraud, suggesting methods such as dual approval, external channel verification, and independent settlement. AI should be used as an auxiliary tool, and there is a need to change wallet structures. Verified procedures and control systems remain the most reliable defense mechanisms.

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